Interview with Paul Merriman | Live Q&A

Sallie Mae 14-Month No-Penalty CD @ 2.70% APY (via SaveBetter): https://www.allcards.com/go/sallie-ma...

Today we have the pleasure of talking with Paul Merriman, a nationally recognized authority on mutual funds, index investing and asset allocation.

Join the newsletter: https://robberger.com/newsletter/?utm...

————————————
Video Resources from Paul Merriman
————————————

https://paulmerriman.com/ultimate-buy... This link gives the case for the 10 U.S. and international equity asset classes

https://paulmerriman.com/wp-content/u... This link shows 9 different ways to combine the 10 equity asset classes and the 52 year returns for each.

https://paulmerriman.com/fine-tuning-... This link provides data combining each of the 9 equity portfolios along with different percentages of fixed income.

https://paulmerriman.com/2021-fixed-c... This link shows the impact of using the 9 portfolios and all the combinations of fixed income assuming an initial annual investment of $1,000 with a 3% annual increase on investment.

https://paulmerriman.com/2021-fixed-d... This link shows the impact of using the 9 different equity/fixed income as a source of fixed retirement distributions. Each years distribution is adjusted for inflation. Beginning distributions range from 3 to 6 percent.

https://paulmerriman.com/flexible-dis... This link shows the impact of annual distributions based on a percentage of assets, without inflation adjustment. Distributions range from 3 to 6 percent.

https://paulmerriman.com/90-years-of-... This link compares the annual to 20 year returns of 4 major U.S. asset classes.

https://paulmerriman.com/lifetime-inv... This link it to the Merriman Lifetime Investment Calculator. The calculator can be used for investors in both the accumulation and distribution periods of their investment life.

————————————
Timestamps
————————————
0:00 - Welcome to the Financial Freedom Show!
0:53 - Small Cap Value
20:36 - Other consistent funds
22:51 - Equity portfolio
26:52 - Deciding/4 fund strategy
30:07 - Links below/Quilt chart
45:11 - Stock vs Bond allocation/Market Timing
49:29 - Investing strategies/risk
50:42 - Retirement withdrawal strategy
53:06 - Challenge
55:15 - Glide Path
58:10 - Market Timer's strategy with the current market
1:00:51 - AVUV over VBR
1:08:02 - Measuring value
1:10:38 - Paul's Bond Portfolio
1:12:27 - REIT's
1:13:47 - Tired
1:15:13 - What's next for Paul
1:18:25 - Bogelheads conference
1:19:43 - Links below/Financial Freedom
————————————
Investing Tools
————————————

My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-cap...
New Retirement (Retirement Planner): https://robberger.com/go/new-retireme...
Stock Rover: https://robberger.com/go/stock-rover/yt-

#billgengen #retirement #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.