How Should We Invest As Interest Rates Fall? Live Q&A

We'll start tonight be discussing if falling interest rates should change our approach to investing. Then I'll answer your questions. Timestamps 0:00 - How Should We Invest As Interest Rates Fall? 12:14 - Should someone keep a year or two in cash? 16:38 - SPLG 21:50 - Hiring a fee only advisor 23:46 - Total Bond fund vs intermediate term treasury fund 26:21 - Workout 28:05 - Lump sum vs DCA 30:06 - Accessing Roth 401k funds for early retirement 34:54 - Financial advisors 35:58 - Treasuries 39:32 - Sell/Hang on to expensive funds in a 401k 42:03 - Dividends covering monthly expenses 45:45 - DCA vs Lump sum 48:06 - Minimizing risk/cost 49:42 - Quarterly financial statements 56:07 - VNQ 57:53 - Are treasury funds good when interest rates fall? 1:06:11 - Grillo Invest 1:07:10 - Gambling addiction and investing 1:15:32 - Diversification from the market today 1:18:15 - Planned roth conversions 1:20:46 - Rolling over money from 401k to Roth IRA 1:25:42 - M1 1:28:05 - Annuity vs 60/40 1:34:21 - Take the plunge or wait? 1:36:53 - Business school vs English major 1:40:01 - Announcements/Financial Freedom Join the Newsletter. It's Free: robberger.com/newsletter/?utm_source=Rob+Berger&ut… Financial tools I use: I track all of my investments, performance, fees, and asset allocation with Empower. It's Free: robberger.com/empower My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost: robberger.com/new-retirement I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free: robberger.com/capitalize My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets: robberger.com/tiller We save and invest our credit card rewards. Here are some of my favorite credit cards: www.allcards.com/best-credit-card-offers/?utm_sour… My Book (Retire Before Mom and Dad): amzn.to/4d9qbhA #retirement #investing #robberger ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (amzn.to/3by10EE) LET'S CONNECT Youtube:    / @rob_berger   Facebook: www.facebook.com/financialfreedomguy/ Twitter: twitter.com/Robert_A_Berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.