My 95% mortgage experience: @FinanceDee talks about buying a home with a 5% deposit

​‪@FinanceDee‬ talks to me about her 95% mortgage experience. The Government recently launched the 95% Mortgage Guarantee Scheme but many are worried about high interest rates and negative equity. In this video, we discuss the pros and cons of 95% mortgages and why they could be preferable to Shared Ownership and the Help to Buy scheme for first-time buyers. CONTACT DETAILS Email: [email protected] Instagram: @SelfInvested_UK Twitter: @InvestedSelf LINKS MENTIONED/USED Finance Dee's 95% mortgage video -    • Why I Said YES To 95% Mortgage | My E...   The 95% Mortgage Guarantee Scheme -    • 95% Mortgage Guarantee Scheme | Help ...   Freehold vs Leasehold -    • The problems with leasehold ownership...   New builds vs Older builds -    • The Cost of Buying & Owning New Build...   OTHER PLAYLISTS My Shared Ownership Experience (series) -    • My Shared Ownership experience: talks...   Shared Ownership -    • Shared Ownership: helping you underst...   Help to Buy Equity Loan -    • Help to Buy Equity Loan: helping you ...   CHAPTERS Intro 00:00 Tell us about the place you bought 01:03 Why did you chose a 95% mortgage? 01:44 What were you told about 95% mortgages 03:37 What was the interest rate of your 95% mortgage 05:31 90% mortgage vs 95% mortgage 07:15 What is your current LTV? 11:50 Key considerations for 95% mortgages 15:28 Practical tips for anyone considering 95% mortgages 21:15 Outro 31:27 ABOUT ME I'm Lemuel. I'm not a financial advisor. I'm not an expert. I'm just a regular guy that enjoys talking about how we can do better with money. If you want to learn more about how you can do better with money, then subscribe to the channel and hit the notification bell so you get an alert whenever I upload a video. DISCLAIMER This video is not meant to address the specific circumstances of any particular individual. It is created for educational purposes only. You should not rely upon it as legal, financial or professional advice, or a substitute for it. I do not accept any liability whatsoever for errors, omissions or misstatements contained therein. You should consult a suitably qualified professional if you require specific advice or information.