A SAFE withdrawal rate for drawdown pension?
3 هزار بار بازدید -
7 ماه پیش
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In this video we explore
In this video we explore what a safe withdrawal rate for drawdown pension may be. We also look at some of the problems of them and the issues that you should be aware before you blindly follow a safe withdrawal rate.
TIMESTAMPS:
00:00 Introduction
01:24 The 4% safe withdrawal rate
01:55 Problems of the 4% rule and based on US data
03:32 A case study for what is a safe withdrawal rate
05:09 How asset allocation impacts safe wthdrawal rates
06:24 Sequence of Returns risk
Resources:
Morningstar research into withdrawal rates:
https://www.morningstar.com/retiremen...
Credit suise data on historic investment returns:
https://www.credit-suisse.com/media/a...
BOOK A MEETING - https://outlook.office365.com/owa/cal...
Website - www.heritage-fp.co.uk
DISCLAIMER:
The content in this video is provided for information and entertainment purposes. It should not be construed as direct or indirect financial advice. You must thoroughly research any potential financial or investment decision and fully understand the risks before taking it. If in doubt, you should seek Independent advice from a professional adviser. Tax rules and legislation is subejct to change. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. The Financial Conduct Authority does not regulate tax planning. The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested. Past performance is not a reliable indicator of future performance and should not be relied upon.
TIMESTAMPS:
00:00 Introduction
01:24 The 4% safe withdrawal rate
01:55 Problems of the 4% rule and based on US data
03:32 A case study for what is a safe withdrawal rate
05:09 How asset allocation impacts safe wthdrawal rates
06:24 Sequence of Returns risk
Resources:
Morningstar research into withdrawal rates:
https://www.morningstar.com/retiremen...
Credit suise data on historic investment returns:
https://www.credit-suisse.com/media/a...
BOOK A MEETING - https://outlook.office365.com/owa/cal...
Website - www.heritage-fp.co.uk
DISCLAIMER:
The content in this video is provided for information and entertainment purposes. It should not be construed as direct or indirect financial advice. You must thoroughly research any potential financial or investment decision and fully understand the risks before taking it. If in doubt, you should seek Independent advice from a professional adviser. Tax rules and legislation is subejct to change. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. The Financial Conduct Authority does not regulate tax planning. The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested. Past performance is not a reliable indicator of future performance and should not be relied upon.
7 ماه پیش
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