All About Credit Cards! Why I Have 5 Credit Cards & How I Use Them

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In this video I bring you as comprehensive of a guide as I can about credit cards: everything from what they are, how to use them, what to look out for – everything that I wish I had known about credit cards when I started out.

🕑 TIMESTAMPS:
0:00 Introduction
1:18 What are credit cards
2:35 Benefits of credit cards
11:17 How to apply
13:45 How to pay your credit card bills
14:20 Things to note (annual fees, late charges)
17:50 Personal checklist for credit cards
23:14 Credit cards I’m using
35:20 Other tools
36:11 Closing thoughts

🧡 FIND ME ON PATREON: Patreon: lisa_k
👉 If you're looking for a financial advisor, I would highly recommend the folks at DaretoFinance: https://forms.gle/UCSudcU21ngzHXCF8

💳 ALL CREDIT CARDS MENTIONED:
1. DBS Live Fresh: https://www.dbs.com.sg/personal/cards...
2. AMEX True Cashback: https://www.americanexpress.com/sg/cr...
3. Citi Cash Back+ Mastercard: https://apply.creatory.hyphengroup.io... *
4. Maybank Platinum Visa: https://www.maybank2u.com.sg/en/perso...
5. Standard Chartered Spree: https://www.sc.com/sg/credit-cards/sp...
6. Standard Chartered Smart: https://apply.creatory.hyphengroup.io... *
7. DBS Altitude Visa: https://www.dbs.com.sg/personal/cards...
8. POSB Everyday: https://www.posb.com.sg/personal/card...
9. OCBC Frank Credit Card: https://www.frankbyocbc.com/products/...

🎞 OTHER YOUTUBE VIDEOS & RESOURCES MENTIONED:
– More info about Credit Score ➡️ https://www.investopedia.com/how-to-i...
– Ultimate App for Budgeting | How I Budget & Manage My Money Daily ➡️ Ultimate App for Budgeting | How I Bu...
– How I Live on a $3200 Monthly Salary in Singapore ➡️ How I Live on a $3200 Monthly Salary ...
– Shopback ➡️ https://app.shopback.com/t9kA1X1wrqb
– Money, Explained | "Episode 2: Credit Cards" ➡️ https://www.netflix.com/sg/title/8134...
– Vox | Who actually pays for your credit card rewards? ➡️ Who actually pays for your credit car...

✏️ RESOURCES:
– 📊 Budget Template (go to "File → Make a copy" to be able to edit the template) ➡️ https://docs.google.com/spreadsheets/...

🔗 SERVICES I USE + REFERRAL CODES (only if you wish to support me, no pressure):
– 💰 Money Lover app (expense tracker app) ➡️ https://apps.apple.com/sg/app/money-l... (iOS) / https://play.google.com/store/apps/de...
id=com.bookmark.money&hl=en (Android)
– 💰 *Stashaway (investment robo-advisor) ➡️ https://www.stashaway.sg/lisa-k
– 💰 *Syfe (investment robo-advisor) ➡️ https://syfe.onelink.me/CBOg/LisaK (code: LISAK)
– 💰 *Singlife (cash management account) ➡️ https://app.singlife.com/y1Iyf0TB
– ☎️ *giga! (my phone plan) ➡️ http://bit.ly/refergiga (code: rU0Bvk)

📹 MY EQUIPMENT & TOOLS:
– *Logitech Yeti Nano Microphone: https://shope.ee/4pZfTbrnIP
– *iPad Pro 11" (3rd gen): https://shope.ee/8p5rSCBYO1
– *Apple Pencil: https://shope.ee/2KsNiHhwjw
– iMovie for video editing
– Canva for graphics

*Indicates use of affiliate links which provide a small commission that help to support this channel.