गाड़ी चोरी होने के बाद इंश्योरेंस क्लेम करने का पूरा प्रोसेस🔥 | By Ishan

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गाड़ी चोरी होने के बाद इंश्योरेंस क्लेम करने का पूरा प्रोसेस | By Ishan

Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

Why is car insurance necessary? Having car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. All motorists must be insured against their liability to other people, as stipulated in the Road Traffic Act 1988.

In fact, according to the Motor Vehicles Act, 1988, it is mandatory for every owner of a vehicle plying on public roads to take an insurance policy to cover the amount, which the owner becomes legally liable to pay as damages to third parties as a result of accidental death, bodily injury or damage to property.

Steps to follow For insurance claim

#FIR: The insured must lodge the First Information Report (FIR) with the police immediately.

#Claim form: The insured should call the customer service center of the insurance company and fill the claim form, giving information like the policy number, vehicle details, as well as the date, time and description of the incident.

#Documents: Submit the duly signed claim form, copies of the registration certificate (RC) of the vehicle, driving licence and FIR copy.

#Approval, settlement: After the police submits its final ‘non-traceable report’ and the claim is approved, the insured must transfer the RC of the stolen vehicle in favor of the insurance company, hand over all sets of keys and give a letter of subrogation to the insurance company.

#Reimbursement: The insured must submit the original repair invoice and payment receipt to the insurer. The amount approved as per the surveyor’s report will be reimbursed within seven working days.

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6 سال پیش در تاریخ 1397/10/05 منتشر شده است.
568,081 بـار بازدید شده
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