How To Resolve Deposit Crunch In Banking Seg? How Can Govt Legally Ensure Better Governance Of PSBs?
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Indian banks have been fighting
Indian banks have been fighting for deposits. Deposit growth has been lagging loan growth since the COVID-19 years. As of July 26, the deposits have been growing at 11% while loans have been growing at 15.1% YoY. The fight reached a new high in July when a leading private bank like HDFC Bank announced a 7.4% rate for term deposits of 1-3 years. Separately, the government has also announced some amendments to the banking acts, which came in as a bit of disappointment because they seem peripheral.
Why is there such a deposit crunch and how can the RBI resolve it? How can the government legally ensure better governance in public sector banks? Latha Venkatesh poses these queries to Harsh Vardhan, Senior Advisor, Bain & Company.
#bankingsector #financialsector #depositgrowthconcerns #creditgrowth #bankinglawsamendmentsbill #cnbctv18 #businessnews #businessnewstoday #businessnewsinenglish #sharemarkettoday
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ماه قبل
در تاریخ 1403/05/23 منتشر شده
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