How we paid off $311,000 in 2 years 8 months! Dave Ramsey Debt Free Scream. Pay off Student Loans

Build Your Moxie
Build Your Moxie
89.2 هزار بار بازدید - 3 سال پیش - ☺️If you are wanting to
☺️If you are wanting to pay off debt, check out my How To Become Debt Free SERIES HERE:    • *How To Pay Off Debt - Becoming Debt ...   We were LIVE on The Dave Ramsey Show to do our Debt Free Scream and to share how we paid off our student loans and became debt free!! (This is a screen recording from the original YouTube LIVE from Ramsey Solutions) Below are some great resources that helped us! -The Total Money Makeover by Dave Ramsey -Financial Peace University by Ramsey Solutions -Every Dollar Budget app by Ramsey Solutions (works with iPhone & Android) -Binge listen to the Dave Ramsey Show on the podcast app while you drive, cook, etc and you will learn everything via osmosis OUR STORY: 😊We are both Doctors of Physical Therapy from Los Angeles and graduated with $361,000 of grad school student loan debt. 😊After one year of getting nowhere and barely making a dent, we got laser focused and attacked our debt with a VENGEANCE using Dave Ramsey's 7 baby steps! We paid $50,000 the first year and most of it sadly went to interest 😖 😊No, we did not inherit any money or refinance or consolidate or borrow or sell anything. Although we did think about selling our blood plasma...😛 😊We each worked a minimum of 2-3 good paying jobs at a time. This included both our steady physical therapy jobs, Erica's soy candle/succulent side business (Barton Burns), & we both taught classes at a University after work or on our days off. 😊For extra change: We picked up cash pay physical therapy gigs, worked overtime, picked up coins off the sidewalks, Anthony repaired cars, etc 😊We sacrificed and spent money on nothing unless carefully budgeted for. All our clothes are discounted from the already discounted rack. Our furniture and appliances we use are free hand me downs. We cut our own hair. We DIY. We watch YouTube videos on minimalism to satisfy our appetite to buy things. We ate boring sandwiches everyday for lunch until it made us nauseous. etc etc. 😊We don’t have credit cards and we live in a one bedroom apartment. 😊We tell our money where to go with an extraordinary Excel budget (Erica is the Excel Queen!) GOOD TIPS TO REMEMBER: 🔥Know that money handling is 80% behavior and 20% head knowledge 🔥BUDGET! Tell your money where to go instead of wondering where it went. You will save hundreds of dollars each month! 🔥Dave Ramsey quotes, "You can get anywhere if you simply go one step at a time." Don't be discouraged and don't make excuses for yourself. You can do this even if you have kids, have a lower income, are not married, live in California, have more debt, etc... It may take a little longer than you want, but hundreds of thousands of people do the 7 baby steps and pay off their debt! You are not alone. 🔥You cannot Dave-ish the plan! You gotta make sacrifices and provide boundaries for yourself. 🔥DREAM! 😍 What would your life look like if you didn't owe any money? ============ 😃This is my video on 9 Simple Money Habits to Build Wealth!    • 9 Simple Money Habits To Build Wealth...   🤗Download your FREE Monthly Budget Printables HERE buildyourmoxie.com/shop 🤗Get my Customizable Budget Spreadsheet HERE buildyourmoxie.com/shop ❤️How To Budget Video:    • The BEST Way To Budget And Save Money   📍Check out my money video playlist here:    • *Finances & Building Wealth*   🤗FREE TRAVEL BUDGET & PLANNER! Download here: www.buildyourmoxie.com/ My gift to you for happy travels! This is one of my favorite tools I created for planning and budgeting for my trips, and I wanted to share it with you. Enjoy! ❤️Keep in touch! ★ www.instagram.com/buildyourmoxie/ ★ www.tiktok.com/@buildyourmoxie ★ twitter.com/buildyourmoxie 🤗Wealth Building Tools: www.buildyourmoxie.comg/
3 سال پیش در تاریخ 1400/07/05 منتشر شده است.
89,292 بـار بازدید شده
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