10 Reasons Why I CANCELED the Hilton Honors Aspire Card
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3 سال پیش
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The Hilton Honors Aspire Card
The Hilton Honors Aspire Card is perhaps the best hotel credit card available, but…I CANCELED IT. I’ll expose my 10 reasons for closing it and help you understand if it makes sense for you. Click “Show More” to see Ad Disclosure.
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Even though the Hilton Honors American Express Aspire Card is extremely rewarding, I decided to cancel it (or rather…BOTH of them) :D
Here’s why…
1. I HAVE HILTON HONORS DIAMOND STATUS FOR 4 YEARS 💎
- I originally applied & got approved for the Hilton Aspire card on 3.18.2019.
- Hilton extended all status levels thru 3.31.2023.
2. I DON’T NEED / WANT WEEKEND NIGHT CERTIFICATES 🎟
- I have enough free night certificates with Marriott and Hyatt.
- Since Hilton free night awards have no restrictions for brand, category, or point value, they’re best used at expensive properties. At the moment, most of my travels are at mid-scale & upscale properties, so I’d likely get around $150 -$250 of value (which isn’t great for an ‘unlimited value’ free night). In fact, that’s roughly the value I get from the Marriott & Hyatt certificates, which have capped values.
3. I FIND THE $250 HILTON RESORT CREDIT TOO RESTRICTIVE 🌴
- Only works at about 270 resort locations (4% of Hilton’s portfolio). Currently, Hilton has 6,500+ properties.
- Link to Hilton Resorts: https://www.hilton.com/en/resorts/
4. I FIND THE $250 AIRLINE FEE CREDIT TOO RESTRICTIVE ✈️
- Only works on 1 airline from a small list of eligible airlines, currently: Alaska Airlines, American Airlines, Delta Airlines, Frontier Airlines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines & AirTran Airways, United Airlines & Continental Airlines, US Airways)
- Only covers incidental charges (not airfare).
- I cover some incidental charges with airline credit cards.
- I cover other air incidentals with the Amex Platinum Card & Ritz-Carlton Credit Card ($500 total in air incidental credits.
5. I FIND THE $100 HILTON ON-PROPERTY CREDIT TOO RESTRICTIVE 🏨
- Only works at 2 Hilton brands (Waldorf Astoria & Conrad hotels).
- Requires 2-night minimum stay.
- Does not work for cost of the room. Only incidentals charged to the room (like food, beverage, spa treatments, etc.)
- Must book via link (HiltonHonors.com/aspirecard) or via phone with code ZZAAP1.
- Must book flexible rate, which may not be the lowest rate.
6. I DON’T NEED ANOTHER PRIORITY PASS MEMBERSHIP 💳
- Already have this with other credit cards
7. I DON’T STAY AT HILTON HOTELS OFTEN ENOUGH ✌️
- On average, I have 1 or 2 Hilton stays per year.
8. I’M NOT FOCUSED ON EARNING HILTON POINTS 🔵
- Plan A = cash back
- Plan B = flexible and/or transferrable travel points (Amex Membership Rewards points, Chase Ultimate Rewards points, Capital One Venture miles, etc.)
9. I DON’T WANT TO PAY A $450 ANNUAL FEE
Annual fees make the most sense when they:
- Function as a prepayment for benefits you’d normally pay cash for, or…
- Give you discounts on things that would cost more buying directly, or…
- Give you access to things money can’t buy.
The $450 fee missed all 3 of those points for me right now
10. MAKE ROOM FOR OTHER AMEX CARDS
- Amex usually allows a maximum of 4 – 5 credit cards per person. I decided to cancel my Hilton credit cards to free up room for new Amex credit cards (e.g. Amex Blue Business Cash).
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#americanexpress #hiltonhonors #travelcreditcards
📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
http://markscreditcards.com/maxrewards
💳👉VIEW CREDIT CARD OFFERS!
https://markscreditcards.com/offers
🛍 RAKUTEN - Earn Cash Back!
http://markscreditcards.com/rakuten
‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100:
http://markscreditcards.com/webull
Even though the Hilton Honors American Express Aspire Card is extremely rewarding, I decided to cancel it (or rather…BOTH of them) :D
Here’s why…
1. I HAVE HILTON HONORS DIAMOND STATUS FOR 4 YEARS 💎
- I originally applied & got approved for the Hilton Aspire card on 3.18.2019.
- Hilton extended all status levels thru 3.31.2023.
2. I DON’T NEED / WANT WEEKEND NIGHT CERTIFICATES 🎟
- I have enough free night certificates with Marriott and Hyatt.
- Since Hilton free night awards have no restrictions for brand, category, or point value, they’re best used at expensive properties. At the moment, most of my travels are at mid-scale & upscale properties, so I’d likely get around $150 -$250 of value (which isn’t great for an ‘unlimited value’ free night). In fact, that’s roughly the value I get from the Marriott & Hyatt certificates, which have capped values.
3. I FIND THE $250 HILTON RESORT CREDIT TOO RESTRICTIVE 🌴
- Only works at about 270 resort locations (4% of Hilton’s portfolio). Currently, Hilton has 6,500+ properties.
- Link to Hilton Resorts: https://www.hilton.com/en/resorts/
4. I FIND THE $250 AIRLINE FEE CREDIT TOO RESTRICTIVE ✈️
- Only works on 1 airline from a small list of eligible airlines, currently: Alaska Airlines, American Airlines, Delta Airlines, Frontier Airlines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines & AirTran Airways, United Airlines & Continental Airlines, US Airways)
- Only covers incidental charges (not airfare).
- I cover some incidental charges with airline credit cards.
- I cover other air incidentals with the Amex Platinum Card & Ritz-Carlton Credit Card ($500 total in air incidental credits.
5. I FIND THE $100 HILTON ON-PROPERTY CREDIT TOO RESTRICTIVE 🏨
- Only works at 2 Hilton brands (Waldorf Astoria & Conrad hotels).
- Requires 2-night minimum stay.
- Does not work for cost of the room. Only incidentals charged to the room (like food, beverage, spa treatments, etc.)
- Must book via link (HiltonHonors.com/aspirecard) or via phone with code ZZAAP1.
- Must book flexible rate, which may not be the lowest rate.
6. I DON’T NEED ANOTHER PRIORITY PASS MEMBERSHIP 💳
- Already have this with other credit cards
7. I DON’T STAY AT HILTON HOTELS OFTEN ENOUGH ✌️
- On average, I have 1 or 2 Hilton stays per year.
8. I’M NOT FOCUSED ON EARNING HILTON POINTS 🔵
- Plan A = cash back
- Plan B = flexible and/or transferrable travel points (Amex Membership Rewards points, Chase Ultimate Rewards points, Capital One Venture miles, etc.)
9. I DON’T WANT TO PAY A $450 ANNUAL FEE
Annual fees make the most sense when they:
- Function as a prepayment for benefits you’d normally pay cash for, or…
- Give you discounts on things that would cost more buying directly, or…
- Give you access to things money can’t buy.
The $450 fee missed all 3 of those points for me right now
10. MAKE ROOM FOR OTHER AMEX CARDS
- Amex usually allows a maximum of 4 – 5 credit cards per person. I decided to cancel my Hilton credit cards to free up room for new Amex credit cards (e.g. Amex Blue Business Cash).
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#americanexpress #hiltonhonors #travelcreditcards
3 سال پیش
در تاریخ 1400/10/06 منتشر شده
است.
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