How to Make a Retirement Income Plan 2023

How much will you need to retire, and where will it come from?
In this class, we will show you how make a detailed retirement income plan by creating a series of timelines that chart out your future income and expense. You will see how you can put together a crystal-clear picture of your future retirement income.
We will go over:
• How to make a retirement budget and the most commonly overlooked expenses
• What a future income timeline looks like
• How to calculate how much you will need to withdraw each year during retirement
• Mistakes people make with their assumptions about inflation and rates of return
• How to see if your retirement money will last
Chapters
0:00 - Intro
04:10 - Part I: Where Does the Fixed Income Come From?
12:14 - Part II: Where Does the Money go?
27:39 - Part III: Covering the Gap
38:12 - Part IV: Aligning Investments to the Plan
49:20 - Q&A

DISCLOSURES
This presentation contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

Sensible Money, LLC (“SM” or "the Firm") is a registered investment adviser. Registration is a legal requirement – it does not imply approval or endorsement. For additional information about SM, including its services and fees, you can request a copy of SM’s disclosure brochure by emailing us at [email protected] or visit www.advisorinfo.sec.gov.

Any charts in the presentation are not meant to show the performance of SM strategies or to imply the performance of any model portfolios. Any charts or examples are meant to show the Firm’s belief in sticking to a plan over time, but there is no guarantee that you will have the same or positive results. Any results portrayed in these cases or examples are not representative of all of SM’s clients or the clients’ experiences. No portion of this presentation should be interpreted as a testimonial or endorsement of SM’s investment advisory services.

Past performance is not a guarantee of future results. When investing, depending on your timing, you could lose money. There is no guarantee that the prevailing market and economic conditions during the time frames in the graphs will continue, and performance may be negatively impacted by a shift in such conditions.