Everything you need to know about getting Health Insurance

The Indian Express
The Indian Express
2.1 هزار بار بازدید - 2 هفته پیش - Are you someone who does
Are you someone who does not have health insurance? Or you do, but are wondering if you should switch plans, or worried that you missed out on something? In this special episode, we speak to Indian Express’ Anonna Dutt to discuss the A to Z of getting health insurance. We will break down jargon, consider all important factors, and bust myths to help you make an informed decision.

Hosted, written and produced by Shashank Bhargava
Edited and mixed by Suresh Pawar

#healthinsurance #healthinsuranceindia #health #insurance

Timestamps:

01:50 - Why you should get health insurance

04:42 - How health insurance works

05:15 - At what age should you get health insurance?

06:45 - Is there an age limit?

07:28 - Should one choose a public company or a private one?

08:07 - What is a claim settlement ratio?

08:58 - The importance of a good network of hospitals

09:50 - How much coverage should you get?

10:47 - What is a waiting period?

12:06 - How much would you typically end up spending on health insurance?

12:54 - Is the insurance provided by your workplace sufficient?

13:56 - Benefits of sticking to an insurance plan

14:27 - What factors determine your premium?

15:45 - Why you should not lie when getting health insurance

17:32 - Why almost no one covers OPD expenses

19:34 - What do policies usually exclude?

21:37 - How insurance companies avoid paying for mental health treatment

23:02 - Are maternity-related expenses covered?

23:54 - Are daycare procedures covered?

25:32 - Discussing hospital room rents

26:08 - Beware of Co-pay

28:20 - How are pre- and post-hospitalization costs covered?

30:20 - What is a no-claim bonus?

31:02 - What are sub-limits?

31:57 - Benefits and disadvantages of a family floater plan

33:55 - Common reasons why claims get rejected

34:44 - The types of individuals that insurance companies try to avoid

36:39 - Key takeaways

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2 هفته پیش در تاریخ 1403/04/10 منتشر شده است.
2,110 بـار بازدید شده
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