Your Identity Might Be Stolen! How to Prevent Identity Theft?

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What makes you - you? It’s different for every person, but as far as the government is concerned, there are a set number of identifiers that constitute your “identity”. And you would be surprised how easy it is to have that identity stolen. Identity theft is a real threat, and today I will explain to you what it is, how it occurs, and most importantly - what you can do to prevent it.

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❓What is identity theft?

A criminal would need to get their hands on the victim’s personally identifiable information, even stuff like scouring social media can give them enough info to create a profile of you. But oversharing personal information is not the only way you could give threat actors access to personal information.

Phishing attacks are prevalent today, where a victim would receive a fake email, prompting them to follow the link and log in. Phishing pages often look very close to the real deal, and if you don't know the signs, can be hard to recognize. It’s really easy to get baited and reveal your banking details, or other personal info because of phishing attacks.

❓What to do if your identity has been stolen?

To begin with, file a police report. The earlier - the better, this will help you to avoid paying any bills or loans caused by the fraud. Make sure to inform your insurance company, your bank, and any other financial or governmental offices that were affected by your stolen identity. Mention that you have filed a police report as well. If your bank has such an option, activate a fraud alert. This way, anyone trying to access your details or use your card will need more authentication steps, making it harder for criminals.

❓How to prevent identity theft?

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AURA Indetity Protection Tool

AURA identity protection has multiple ways of preventing identity theft. First, it constantly monitors your credit score and history, secondly, it checks your Social Security Number activities, thirdly - criminal and court records, and even access to online accounts. At any sight of anything fishy, AURA sends out a security alert, and you can even lock your bank account with it.

This app does a lot to protect you from Identity theft, and considering how significant the damage from identity fraud is, I think it’s priced fairly. Especially since AURA offers a 1 million dollar insurance policy in case you become a victim of identity fraud.

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Norton Lifelock Identity Protection Tool

One other option I’ve used is Norton Lifelock. This Theft protection app works similarly to AURA, monitoring your ID verifications, credit info, phone takeovers, social media cases, and more. Norton Lifelock can send alerts if any of your information is leaked. It even offers an insurance policy covering both the lawyer’s expenses and damage reimbursement in the case of identity fraud.

Norton Lifelock is even a bit cheaper than AURA if you are going for a long-term subscription.

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Final thoughts ➡️

To summarize, identity theft is a real threat, and it can be easy to miss the moment when you are already a victim. Only by staying vigilant, acting fast and precise can you minimize the damage of identity fraud, especially if you are using cybersecurity apps like AURA or Norton Lifelock.

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00:00 Intro
0:28 What is identity theft?
2:26 What to do if your identity has been stolen?
3:16 How to prevent identity theft?
6:47 Conclusions!
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10 ماه پیش در تاریخ 1402/06/24 منتشر شده است.
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