Series EE vs Series I Bonds & Step-By-Step Walkthrough
3.1 هزار بار بازدید -
2 سال پیش
-
In Today's video, you'll learn
In Today's video, you'll learn how to buy Series I Savings Bonds through Treasury Direct AND Yotta. I'll also cover the benefits of Series I Savings Bonds which are also known as I Bonds. I also briefly cover Series EE Savings Bonds which are the other type of savings bond the U.S. Department of Treasury sells. This video covers the step-by-step process of buying I Bonds through treasurydirect.gov and also covers how to purchase I Bonds through Yotta and their I Bond Bucket.
Since inflation has the power to devalue your money as time goes on, it's important to understand the ways in which we can ensure our money holds its value. This is especially important when we consider our emergency funds as well as short to medium term savings. It's important that we don't expose these types of savings to risk, and that's where transitioning this money over to I-Bonds can be a great strategy to combat inflation.
The 9.62% semiannual I Bond rate is coming to an end on October 31st, 2022, which means you MUST purchase them by October 28th in order to lock in this rate. Since the November 2022 I Bond rate is expected to drop down to 6.48%, this is your last chance to lock in the 9.62% rate.
Learn more about I-Bonds: https://www.treasurydirect.gov/saving...
I go more in-depth regarding I-Bonds here: Earn 9.62% Interest On Your Savings /...
💳 A few of my favorite credit cards:
Chase Sapphire Preferred: https://www.referyourchasecard.com/6f...
Chase Freedom: https://www.referyourchasecard.com/18...
Discover IT: https://refer.discover.com/s/JOSHUA24...
AMEX Blue Cash Everyday: https://americanexpress.com/en-us/ref...
💰 Tip Jar: http://paypal.me/budgetingwithbutler
📚 A few of my favorite personal finance books:
○ Getting into the asset vs liability mindset: https://amzn.to/3vk1wTq
○ Solid well-rounded personal finance info: https://amzn.to/3ODDgDv
○ No, buying that coffee won't make you broke: https://amzn.to/3Kl5yPK
💰 Investment/Savings Accounts I Use:
○ WeBull (Get two free stocks): https://act.webull.com/vt/o1LZXupPIVN...
○ Yotta Savings (Get 100 free tickets): JOSHUA134 or https://join.withyotta.com/JOSHUA134
○ Robinhood (Get a free stock): https://join.robinhood.com/joshuab6181
📃 The BEST Budgeting Software:
○ YNAB (You Need A Budget)
https://ynab.com/referral/?ref=MmqTqv...
🛒 I use these two chrome extensions to save money and get cash back when I shop:
○ Rakuten (get $30 on signup): https://www.rakuten.com/r/JOSHCB24
○ Honey: https://www.joinhoney.com/ref/7b4l3d0
💽 Music & Sound Effects: Epidemic Sound (get 30 days free): https://www.epidemicsound.com/referra...
📷 My Studio Gear:
○ Workhorse camera on a budget: https://amzn.to/3IN5bN5
○ Wide angle lens of the gods: https://amzn.to/3wOqdsm
○ Best bang for your buck microphone: https://amzn.to/3JNDzJf
○ Amazing budget keylight: https://amzn.to/3wKsHZ0
○ This makes the lighting buttery soft: https://amzn.to/3tVgajD
🙋♂️ Come say hi on Instagram @joshcbutler
💖 Thanks for the support!
- Joshua Butler
Chapters:
0:00 Does anyone remember POGs???
0:30 The two types of U.S. Savings Bonds
2:04 I Bonds for Short to Medium Goals
4:52 I Bond Scenario
5:57 Laddering I Bonds
6:54 Limits
7:57 TreasuryDirect Step-By-Step Guide
13:23 Buy I Bonds Through Yotta
*None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation, at no additional cost to you, from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
Since inflation has the power to devalue your money as time goes on, it's important to understand the ways in which we can ensure our money holds its value. This is especially important when we consider our emergency funds as well as short to medium term savings. It's important that we don't expose these types of savings to risk, and that's where transitioning this money over to I-Bonds can be a great strategy to combat inflation.
The 9.62% semiannual I Bond rate is coming to an end on October 31st, 2022, which means you MUST purchase them by October 28th in order to lock in this rate. Since the November 2022 I Bond rate is expected to drop down to 6.48%, this is your last chance to lock in the 9.62% rate.
Learn more about I-Bonds: https://www.treasurydirect.gov/saving...
I go more in-depth regarding I-Bonds here: Earn 9.62% Interest On Your Savings /...
💳 A few of my favorite credit cards:
Chase Sapphire Preferred: https://www.referyourchasecard.com/6f...
Chase Freedom: https://www.referyourchasecard.com/18...
Discover IT: https://refer.discover.com/s/JOSHUA24...
AMEX Blue Cash Everyday: https://americanexpress.com/en-us/ref...
💰 Tip Jar: http://paypal.me/budgetingwithbutler
📚 A few of my favorite personal finance books:
○ Getting into the asset vs liability mindset: https://amzn.to/3vk1wTq
○ Solid well-rounded personal finance info: https://amzn.to/3ODDgDv
○ No, buying that coffee won't make you broke: https://amzn.to/3Kl5yPK
💰 Investment/Savings Accounts I Use:
○ WeBull (Get two free stocks): https://act.webull.com/vt/o1LZXupPIVN...
○ Yotta Savings (Get 100 free tickets): JOSHUA134 or https://join.withyotta.com/JOSHUA134
○ Robinhood (Get a free stock): https://join.robinhood.com/joshuab6181
📃 The BEST Budgeting Software:
○ YNAB (You Need A Budget)
https://ynab.com/referral/?ref=MmqTqv...
🛒 I use these two chrome extensions to save money and get cash back when I shop:
○ Rakuten (get $30 on signup): https://www.rakuten.com/r/JOSHCB24
○ Honey: https://www.joinhoney.com/ref/7b4l3d0
💽 Music & Sound Effects: Epidemic Sound (get 30 days free): https://www.epidemicsound.com/referra...
📷 My Studio Gear:
○ Workhorse camera on a budget: https://amzn.to/3IN5bN5
○ Wide angle lens of the gods: https://amzn.to/3wOqdsm
○ Best bang for your buck microphone: https://amzn.to/3JNDzJf
○ Amazing budget keylight: https://amzn.to/3wKsHZ0
○ This makes the lighting buttery soft: https://amzn.to/3tVgajD
🙋♂️ Come say hi on Instagram @joshcbutler
💖 Thanks for the support!
- Joshua Butler
Chapters:
0:00 Does anyone remember POGs???
0:30 The two types of U.S. Savings Bonds
2:04 I Bonds for Short to Medium Goals
4:52 I Bond Scenario
5:57 Laddering I Bonds
6:54 Limits
7:57 TreasuryDirect Step-By-Step Guide
13:23 Buy I Bonds Through Yotta
*None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation, at no additional cost to you, from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
2 سال پیش
در تاریخ 1401/08/04 منتشر شده
است.
3,171
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