Take Your Credit Score To The High 800s
555.3 هزار بار بازدید -
2 سال پیش
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The biggest black hole when
The biggest black hole when it comes to personal finance is arguably how credit scores work.
Your credit score is more important than the number of followers on your Instagram. Why?
Coz it can literally save you lakhs of rupees when you apply for home loan, car loan, personal loan etc. Forget saving money - You could be outright rejected by major banks if your credit score is poor.
Unfortunately, nobody taught us this in schools. I remember when I got my first credit card. I was fortunately in the company of IIM grads who knew how credit cards worked in and out. Over the years, I’ve spoken to several credit risk analysts both in my corporate job and as a content creator to learn more about how credit scoring is done.
Here is what you need to do to keep your credit score sexy af:
1) Keep utilisation low
2) Check how many enquiries are being made in your name
3) If you don’t recognise something, immediately report it to the bureaus
4) Make payments on time
You need to do this with multiple bureaus to ensure your credit score is high across the board. Obviously, this is not easy and requires a lot of patience and grunt work.
I’m proud to introduce you guys to OneScore to solve this problem once and for all. This is a completely free to use platform which:
1) Sends you monthly credit reports to help you be informed about what is going in with your credit score
2) It gives you actionable insights on what to do if your credit score is low
3) Keeps you informed about any frauds that are happening with your accounts.
If you’re someone who cares about your credit score to get lower interest rates form banks then this is a no brainer.
➡️ Click on the link in my pinned comment to take your credit score to the high 800s.
#OneScore #ScoreDekhaKya #partnership
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#financewithsharan #creditcard #creditscore #creditcards #loan #loanofficer #personalfinance #investingforbeginners
2 سال پیش
در تاریخ 1401/09/24 منتشر شده
است.
555,345
بـار بازدید شده