Alternative to the 4% Rule - The Vanguard Dynamic Spending Rule Explained

Money to the Masses
Money to the Masses
1.9 هزار بار بازدید - 10 ماه پیش - In this extract from episode
In this extract from episode 430 of the Money to the Masses podcast (recorded on 8th September 2023) I explore an alternative to the 4% rule for retirement income, known as the dynamic spending rule.
I explain the 4% rule and then take a close look at the Vanguard dynamic spending rule as an alternative. I take an in-depth look into this method, and show you an example of how it works.
I also direct you to a free online tool you can use to plan your own dynamic spending strategy.

Check out the full podcast episode 430 below: https://moneytothemasses.com/news/pod...

00:00 - Alternative to the 4% Rule - The Vanguard Dynamic Spending Rule Explained
00:12 - The 4% Rule Explained
01:10 - Debunking the 4% Rule
02:44 - Alternative to the 4% Rule
03:44 - Vanguard Dynamic Spending Rule
04:41 -  Dynamic Spending Example
10:05 - Vanguard Research Paper
11:09 - Conclusions from Vanguard Research
14:05 - Summary


Podcast episode 210, "Debunking the 4% rule" - https://moneytothemasses.com/news/pod...

Vanguard white paper - https://corporate.vanguard.com/conten...

Plan your own dynamic spending strategy with FI Calc - https://ficalc.app/

80-20 Investor (Take out a free trial) - https://moneytothemasses.com/become-a...

#retirementplanning #vanguard #retirement

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10 ماه پیش در تاریخ 1402/06/27 منتشر شده است.
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