How to Budget without Budgeting aka Split It Before Your Get It.

1. You need 4 bank accounts
2 Checking
2 Savings
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2. Do some math and calculate how much you want to put in each account per paycheck
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3. Ask your job to split your paycheck for you. They can’t? DIY-it.
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HOMEWORK: Take action within 24 hours. It makes your goals more likely to happen.
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1.Go online and open the necessary bank accounts. Savings and Checking at 2 different banks. Savings at an online-only bank because they pay higher interest and make your money inconvenient.
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2. Calculate your bills, then how much you want to save each month, then what’s left goes into your spending account. Make adjustments as needed.
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3. Ask your job if they are able to split your paycheck. Whatever can’t be split, create an automated transfer via your bank
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Wait! BONUS in 8 days, you’ll be able to get the FULL version of my financial wholeness steps via my new book, Get Good with Money!
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Mark your calendar for Monday, Feb, 1st.
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In the meantime, go to getgoodwithmoney.com to learn more, get your free financial wholeness score and get your free financial wholeness checklist!
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Das it! You have 24 hours to complete this homework. You can report back your progress to me on social.