Safe Withdrawal Rates for Retirement
2.8 هزار بار بازدید -
8 ماه پیش
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Rules of thumb can oftentimes
Rules of thumb can oftentimes be helpful when trying to complete a task. However, there are some tasks—such as retirement planning—where rules of thumb won’t yield the best possible results. That’s because retirement planning needs to be unique to each person. An example of one of those retirement planning rules of thumb is the 4% rule for a safe withdrawal rate.
The term safe withdrawal rate refers to how much retirees can take out of their retirement accounts on an annual basis without potentially outliving their money. Dean Barber and Bud Kasper, CFP®, AIF® are going to help us review a 2023 Morningstar study about safe withdrawal rates and provide more background on the 4% rule.
Timestamps:
00:00 – Introduction
01:10 – Some Background on the 4% Withdrawal Rules
02:04 – The Latest Morningstar Study on Safe Withdrawal Rates
04:35 – Alpha, Beta, and Now…Gamma
06:15 – Dynamic Withdrawal Strategies
08:42 – Thinking About Your Future Retirement Income
15:10 – The Retirement Smile
18:03 – Retirement Spending
21:16 – What We Learned Today
Retirement Plan Checklist: https://bit.ly/3NigwtH
Financial Planning Tool: https://bit.ly/4amoAUn
Meet with Us: https://bit.ly/484vFXt
Morningstar State of Retirement: 2023: https://www.morningstar.com/lp/the-st...
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________________________________________________________
Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC.
The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.
The term safe withdrawal rate refers to how much retirees can take out of their retirement accounts on an annual basis without potentially outliving their money. Dean Barber and Bud Kasper, CFP®, AIF® are going to help us review a 2023 Morningstar study about safe withdrawal rates and provide more background on the 4% rule.
Timestamps:
00:00 – Introduction
01:10 – Some Background on the 4% Withdrawal Rules
02:04 – The Latest Morningstar Study on Safe Withdrawal Rates
04:35 – Alpha, Beta, and Now…Gamma
06:15 – Dynamic Withdrawal Strategies
08:42 – Thinking About Your Future Retirement Income
15:10 – The Retirement Smile
18:03 – Retirement Spending
21:16 – What We Learned Today
Retirement Plan Checklist: https://bit.ly/3NigwtH
Financial Planning Tool: https://bit.ly/4amoAUn
Meet with Us: https://bit.ly/484vFXt
Morningstar State of Retirement: 2023: https://www.morningstar.com/lp/the-st...
Busting Retirement Rules of Thumb: Busting Retirement Rules of Thumb - A...
7 Reasons People Run Out of Retirement Money: 7 Reasons People Run Out of Retiremen...
Don’t Retire Without Doing These 8 Things: Don't Retire Without Doing These 8 Th...
Stress Testing Your Financial Plan: Stress Testing Your Financial Plan
5 Long-Term Strategies for a Better Retirement: 5 Long-Term Strategies for a Better R...
Must-Knows for Couples Retirement Planning: Must-Knows for Couples Retirement Pla...
What Is Longevity Risk and How Do You Plan for It?: What Is Longevity Risk and How Do You...
5 Questions About Long-Term Care Insurance: 5 Questions About Long-Term Care Insu...
________________________________________________________
Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC.
The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.
8 ماه پیش
در تاریخ 1402/09/20 منتشر شده
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