BEST HIGH INTEREST SAVINGS ACCOUNTS for Students & Beginners Philippines 2020 | CIMB, ING, BDO, BPI
333.8 هزار بار بازدید -
4 سال پیش
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Looking for the best high
Looking for the best high interest savings account in the Philippines? This video is a comprehensive guide to the best (high interest) savings accounts for students, beginners, or anyone looking to get more more benefits from their savings. You can get up to 4% interest on your savings, which is a big difference from the typical 0.1-0.25% interest that most banks give you.
I mention a lot of banks in this video, such as CIMB, ING, Security Bank, BDO, and BPI, but my top two bank recommendations are the accounts by CIMB and ING. They're both digital banks, which means that they don't have any physical branches and the entire application and banking process is done online.
Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything new that I learned or experienced throughout my life as a 20-year-old.
👍 FB Page: Facebook: alba.nicoleee
📌My Top Picks:
1️⃣CIMB GSave Account 1️⃣
- 3.1% p.a. for account holders BELOW Php100,000 (Starting June 1, 2020)
- 4.1% p.a. for account holders with AT LEAST Php 100,000
- Fast Digital Account Opening
- Easily managable through the GCash App or the CIMB App
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
👀 Receive PHP 70 worth of freebies when you sign up at GCash with my link: https://bit.ly/2ZyrLWy
2️⃣CIMB UpSave Account 2️⃣
- 3% p.a. for account holders BELOW Php100,000 (Starting June 1, 2020)
- 4% p.a. for account holders with AT LEAST Php 100,000
- Fast Digital Account Opening and Management through CIMB App
- FREE Life Insurance once you have Php 100,000
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
3️⃣CIMB Fast & Fast Plus Accounts 3️⃣
- 0.5% p.a. for Fast account holders, Account valid for 12 Months
- 0.75% p.a. for Fast Plus account holders
- FREE Debit Card delivery once you have AT LEAST Php 5,000
- Fast Digital Account Opening and Management through CIMB App
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
4️⃣ING Savings Account 4️⃣
- PROMO: 4% p.a. for account holders (Until July 21, 2020)
- FREE E-Statement Bank Statement Generation Through the App
- Responsive Customer Service in App
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
4️⃣5️⃣6️⃣7️⃣8️⃣
Security Bank (Money Builder, E-Secure Savings, Build-up Savings)
BDO Optimum Savings
BPI (Maxi-Savers, Advance Savings, & Pamana Savings)
Note: A commenter visited BDO and found out that they offer tiered rates on their Optimum Savings Account. Rates are as follows:
30k to 99k - 0.25%
100k to 499k - 0.375%
500k to 999k - 0.5%
1M to 4.99M - 0.625%
5M upwards - 0.75%
👀If you see this message, comment "CARROTS IN SPAGHETTI" 🥕🍝 down below! Hehe 😉
💵 FREE CASH FOR YOU
➜ Shopback: Get rebates when you shop online and PHP100 when you sign up with my link http://bit.ly/nicoleshopback
➜ PayMaya: Get Php100 when enter 2Y817PZMN84O as invite code or sign up at https://bit.ly/2ZzVjTs and verify your account
➜ GoTrade (Mobile App): Invest in US Stocks and ETFs for as low as $1 - by invite only (referral code: 157655) https://www.heygotrade.com/
📌Links:
➜ CIMB Calculator by u/Michael Ignacio: https://cimb-calc.now.sh/
➜ Reddit r/phinvest: Reddit: phinvest
➜ Reddit r/phmoneysaving: Reddit: phmoneysaving
🍞Join our Discord Server: Discord: discord
👍 FB Page: Facebook: alba.nicoleee
☕Buy me a coffee: https://ko-fi.com/albanicoleee
🍞 Get BreadFam Merch: https://bit.ly/shopbreadfam
---
Hi there! My name's Nicole. I make weekly videos on personal finance, investing, self-development, and other fun/interesting things I learn throughout my life as a 20-year-old. If you're interested in those things, hit the subscribe button and the bell icon to be notified of my uploads. Thanks for taking the time to watch my stuff!
😉Partnerships or collaborations?
IG: @alba.nicoleee
Email: [email protected]
⏫HIT ME UP ⏫
My Blog: Wow I Made This
https://wowimadethis.com/
--
TIMESTAMPS
00:00 - Intro, Featured Comments, Shoutouts
3:20 - Convince your friends to open a high interest savings account
3:44 - Summary of My Top 3 Account Picks
5:00 - Interest Earned: 0.25% vs. 4%, Online Interest Calculator, Passive Income
8:38 - CIMB GSave
10:16 - CIMB UpSave
11:01 - CIMB Fast & Fast Plus
11:33 - ING Savings
12:54 - Security Bank
13:06 Money Builder
13:23 ESecure Savings
- Build-up Savings (Not mentioned)
14:02 BDO Optimum Savings Account
14:40 BPI Maxi Saver
15:16 BPI Advance Savings
15:36 BPI Pamana Savings
16:08 - How digital banks can afford to pay 4%
#savingsaccounts #philippines BreadFam
--
🥳Milestones
100 Subs - May 23, 2020
500 Subs - June 6, 2020
---
Fast Peel Banana Peel by Alexander Nakarada (www.serpentsoundstudios.com) Licensed under Creative Commons BY Attribution 4.0 License
I mention a lot of banks in this video, such as CIMB, ING, Security Bank, BDO, and BPI, but my top two bank recommendations are the accounts by CIMB and ING. They're both digital banks, which means that they don't have any physical branches and the entire application and banking process is done online.
Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything new that I learned or experienced throughout my life as a 20-year-old.
👍 FB Page: Facebook: alba.nicoleee
📌My Top Picks:
1️⃣CIMB GSave Account 1️⃣
- 3.1% p.a. for account holders BELOW Php100,000 (Starting June 1, 2020)
- 4.1% p.a. for account holders with AT LEAST Php 100,000
- Fast Digital Account Opening
- Easily managable through the GCash App or the CIMB App
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
👀 Receive PHP 70 worth of freebies when you sign up at GCash with my link: https://bit.ly/2ZyrLWy
2️⃣CIMB UpSave Account 2️⃣
- 3% p.a. for account holders BELOW Php100,000 (Starting June 1, 2020)
- 4% p.a. for account holders with AT LEAST Php 100,000
- Fast Digital Account Opening and Management through CIMB App
- FREE Life Insurance once you have Php 100,000
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
3️⃣CIMB Fast & Fast Plus Accounts 3️⃣
- 0.5% p.a. for Fast account holders, Account valid for 12 Months
- 0.75% p.a. for Fast Plus account holders
- FREE Debit Card delivery once you have AT LEAST Php 5,000
- Fast Digital Account Opening and Management through CIMB App
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
4️⃣ING Savings Account 4️⃣
- PROMO: 4% p.a. for account holders (Until July 21, 2020)
- FREE E-Statement Bank Statement Generation Through the App
- Responsive Customer Service in App
❌ Initial Deposit, Maintaining Balance, & Minimum Balance to Earn Interest
4️⃣5️⃣6️⃣7️⃣8️⃣
Security Bank (Money Builder, E-Secure Savings, Build-up Savings)
BDO Optimum Savings
BPI (Maxi-Savers, Advance Savings, & Pamana Savings)
Note: A commenter visited BDO and found out that they offer tiered rates on their Optimum Savings Account. Rates are as follows:
30k to 99k - 0.25%
100k to 499k - 0.375%
500k to 999k - 0.5%
1M to 4.99M - 0.625%
5M upwards - 0.75%
👀If you see this message, comment "CARROTS IN SPAGHETTI" 🥕🍝 down below! Hehe 😉
💵 FREE CASH FOR YOU
➜ Shopback: Get rebates when you shop online and PHP100 when you sign up with my link http://bit.ly/nicoleshopback
➜ PayMaya: Get Php100 when enter 2Y817PZMN84O as invite code or sign up at https://bit.ly/2ZzVjTs and verify your account
➜ GoTrade (Mobile App): Invest in US Stocks and ETFs for as low as $1 - by invite only (referral code: 157655) https://www.heygotrade.com/
📌Links:
➜ CIMB Calculator by u/Michael Ignacio: https://cimb-calc.now.sh/
➜ Reddit r/phinvest: Reddit: phinvest
➜ Reddit r/phmoneysaving: Reddit: phmoneysaving
🍞Join our Discord Server: Discord: discord
👍 FB Page: Facebook: alba.nicoleee
☕Buy me a coffee: https://ko-fi.com/albanicoleee
🍞 Get BreadFam Merch: https://bit.ly/shopbreadfam
---
Hi there! My name's Nicole. I make weekly videos on personal finance, investing, self-development, and other fun/interesting things I learn throughout my life as a 20-year-old. If you're interested in those things, hit the subscribe button and the bell icon to be notified of my uploads. Thanks for taking the time to watch my stuff!
😉Partnerships or collaborations?
IG: @alba.nicoleee
Email: [email protected]
⏫HIT ME UP ⏫
My Blog: Wow I Made This
https://wowimadethis.com/
--
TIMESTAMPS
00:00 - Intro, Featured Comments, Shoutouts
3:20 - Convince your friends to open a high interest savings account
3:44 - Summary of My Top 3 Account Picks
5:00 - Interest Earned: 0.25% vs. 4%, Online Interest Calculator, Passive Income
8:38 - CIMB GSave
10:16 - CIMB UpSave
11:01 - CIMB Fast & Fast Plus
11:33 - ING Savings
12:54 - Security Bank
13:06 Money Builder
13:23 ESecure Savings
- Build-up Savings (Not mentioned)
14:02 BDO Optimum Savings Account
14:40 BPI Maxi Saver
15:16 BPI Advance Savings
15:36 BPI Pamana Savings
16:08 - How digital banks can afford to pay 4%
#savingsaccounts #philippines BreadFam
--
🥳Milestones
100 Subs - May 23, 2020
500 Subs - June 6, 2020
---
Fast Peel Banana Peel by Alexander Nakarada (www.serpentsoundstudios.com) Licensed under Creative Commons BY Attribution 4.0 License
4 سال پیش
در تاریخ 1399/03/07 منتشر شده
است.
333,883
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