Term Insurance Kya hota hai I Best Term Insurance Explained in Hindi I Benefits of Term Insurance
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2 سال پیش
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Description:
A term insurance plan is the most basic life insurance plan that secures the financial future of your family and loved ones when you’re not there. It is called a term insurance plan because it is for a fixed period of time which is decided at the time of taking the policy. But what happens if you survive the policy term?
How is the term insurance premium decided?
The insurance premium that you will pay will depend on various factors like:
Your Age – IF you take a term insurance plan in your 20s, it will cost you less premium and will keep on increasing as you reach your late 30s or 40s. That’s why it is advised to buy a term insurance plan in your 20s or early 30s.
Your Health – a healthy person with no chronic illness history is more likely to get lower premium as compared to someone who is or have suffered from a significant health condition. Also, if you have a family history of some chronic diseases like cancer, heart-related issues, etc., your premium may go up.
Your Gender – It’s a scientifically established fact that females tend to live longer that males. Due to this reason, term insurance plan’s premium is lesser for a woman and higher for men for the simple fact that chances of male’s not surviving the term insurance period are less.
Your Smoking Habits – Smokers tend to get chronic health issues like lung cancer, heart strokes, etc. This is why, a smoker’s term insurance premium will be higher than a non-smoker.
Your Occupation – If you’re someone whose occupation involves facing life-threatening situations on a regular basis, your premium will be high. For example, if you’re a pilot or working at a construction site.
These are the main factors that affect your term insurance premium. There are other factors as well, that you can read about in detail by clicking on the link given above. And if you want to know the term insurance meaning in Hindi, we’re sure this video have helped you in detail.
_______________________________________________________________________
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_______________________________________________________________________
Visit our website for more information- https://anuragaggarwal.com
Follow us on-
1️⃣ INSTAGRAM : Instagram: anuragthecoach
2️⃣ FACEBOOK: Facebook: TheCoachAnuragAggarwal
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4️⃣ BLOG: https://businessandpublicspeaking.in
5️⃣ TWITTER: Twitter: anuragthecoach
6️⃣ PINTEREST: Pinterest: anuragthecoach
Buy Term Plan & Get Online Discount Upto 10%👇
https://tinyurl.com/22xzm3sa
Description:
A term insurance plan is the most basic life insurance plan that secures the financial future of your family and loved ones when you’re not there. It is called a term insurance plan because it is for a fixed period of time which is decided at the time of taking the policy. But what happens if you survive the policy term?
How is the term insurance premium decided?
The insurance premium that you will pay will depend on various factors like:
Your Age – IF you take a term insurance plan in your 20s, it will cost you less premium and will keep on increasing as you reach your late 30s or 40s. That’s why it is advised to buy a term insurance plan in your 20s or early 30s.
Your Health – a healthy person with no chronic illness history is more likely to get lower premium as compared to someone who is or have suffered from a significant health condition. Also, if you have a family history of some chronic diseases like cancer, heart-related issues, etc., your premium may go up.
Your Gender – It’s a scientifically established fact that females tend to live longer that males. Due to this reason, term insurance plan’s premium is lesser for a woman and higher for men for the simple fact that chances of male’s not surviving the term insurance period are less.
Your Smoking Habits – Smokers tend to get chronic health issues like lung cancer, heart strokes, etc. This is why, a smoker’s term insurance premium will be higher than a non-smoker.
Your Occupation – If you’re someone whose occupation involves facing life-threatening situations on a regular basis, your premium will be high. For example, if you’re a pilot or working at a construction site.
These are the main factors that affect your term insurance premium. There are other factors as well, that you can read about in detail by clicking on the link given above. And if you want to know the term insurance meaning in Hindi, we’re sure this video have helped you in detail.
_______________________________________________________________________
Start Investing in the Share Market :
👉 Open a FREE Trading Account on Angel One: https://tinyurl.com/23ejkaqe
- Largest in India for stock trading.
- Offers the lowest rates.
- Includes futures, options, commodities, equity, and mutual funds.
For Stock Trading, Click 👉 https://tinyurl.com/23ejkaqe
_______________________________________________________________________
Visit our website for more information- https://anuragaggarwal.com
Follow us on-
1️⃣ INSTAGRAM : Instagram: anuragthecoach
2️⃣ FACEBOOK: Facebook: TheCoachAnuragAggarwal
3️⃣ LINKEDIN: LinkedIn: anuragthecoach
4️⃣ BLOG: https://businessandpublicspeaking.in
5️⃣ TWITTER: Twitter: anuragthecoach
6️⃣ PINTEREST: Pinterest: anuragthecoach
2 سال پیش
در تاریخ 1401/09/16 منتشر شده
است.
328,451
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