BUYING A HOUSE IN CANADA | First Time Home Buyer Mistakes
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4 سال پیش
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➡️ 𝗧𝗮𝗸𝗲 𝘁𝗵𝗲 𝗕𝗮𝗹𝗱 𝗣𝗿𝗮𝗶𝗿𝗶𝗲
➡️ 𝗧𝗮𝗸𝗲 𝘁𝗵𝗲 𝗕𝗮𝗹𝗱 𝗣𝗿𝗮𝗶𝗿𝗶𝗲 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 𝗰𝗼𝘂𝗿𝘀𝗲 𝗵𝗲𝗿𝗲: https://bald-prairie-real-estate.teac...
Let me set you up with a great Realtor!
📆 𝗕𝗼𝗼𝗸 𝗮 𝗺𝗲𝗲𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗲! https://calendly.com/matthewpfeifer
When you are a first-time buyer who is buying a house in Canada, it is very easy to make mistakes. Buying a house in Canada is at times a complex process. Over the years helping first-time buyers buy a home in Canada, I have seen it all, and this is my list of the top first-time home buyer mistakes. Making these first-time home buyer mistakes could cost you thousands of dollars or even your dream house. This episode of Bald Prairie Real Estate is all about avoiding these first-time home buyer mistakes.
Do you want to know how to buy a house in Canada? Well if you do check out my Home Buyers Guide video which you can find down in the related videos section of this description.
You can also find my most recent Canadian housing market update right here: Canadian Real Estate Market Updates
Related Videos:
Canada's Most Affordable Cities: CANADA’S CHEAPEST CITIES TO BUY A HOU...
0:00 Introduction
1:14 Another Terrible Joke
1:26 Trying to time the market
3:19 Not getting a pre-approval
5:03 Looking for the perfect house
6:26 Not having a wants and needs list
6:31 Using the listing agent
10:04 Getting surprised by additional costs
12:23 Wrap Up
First-time home buyer mistake #1: Trying to time the real estate market
I see it all over the place people talking about the Canadian housing market crashing or going up. So it doesn’t surprise me when first-time home buyers are trying to decide when is the best time to buy a house? You cannot time the housing market.
First-time home buyer mistake #2: Not getting pre-approved
Everyone wants to get out and see all those awesome houses they have been looking at online. But before you even think about going to look at a house in person you need to get a pre-approval done. Unless you are buying a house in all cash you need to get approved for a mortgage. Getting pre-approved before you go out and try to buy a house, could not only save you thousands of dollars in interest and fees, but it might also be the difference between being able to buy a house and not.
First-time home buyer mistake #3: Trying to buy the perfect house
If you try to find the perfect house that checks off every single requirement you have, I can promise you that you will never buy a house. Too often first-time home buyers are focused on finding that perfect house. The perfect house does not exist. You need to find the best house at the time when you are looking to buy a house. Then make it the perfect house.
First-time home buyer mistake #4: Not having a wants and needs list
It is really hard to buy a house if you don’t know what you want. So write down what you are looking for and make sure to let your Realtor know as well.
First-time home buyer mistake #5: Using the listing agent
No, you will not get a better deal by using the listing agent to buy a house. It will not be cheaper to buy a house because there is only one real estate agent to pay. That Realtor is just going to get double the commission. You want a buyer’s agent to represent your best interest. That buyer’s agent is focused on getting you a good deal. The listing agent is focused on getting the house sold for the highest possible price.
First-time home buyer mistake #6: Not knowing all the costs when buying a house
You have thousands of dollars in costs when buying a house in addition to the down payment. Legal fees, closing costs, inspection costs the list goes on. You want to know up front what those costs are and make sure that you have the budget for these additional costs.
Matthew Pfeifer's Contact Information:
➡️ instagram.com/matthew_pfeifer_realestate/
➡️ facebook.com/baldprairierealestate
📞 (306) 591-3353
📧 [email protected]
Royal LePage Regina Realty
My name is Matthew Pfeifer, and this is Bald Prairie Real estate, a Canadian real estate channel. I am a realtor in Regina Saskatchewan working for Royal LePage Regina Realty. In 10 years working as a real estate agent, I have seen both ups and downs in the market. But there is no real estate market that you cannot buy or sell a house in. Often the media tries to present a Canadian real estate market, or they talk about the real estate market in Canada as if there is a national market. The real estate market in Canada is very regionalized, why is why my monthly Canadian real estate market updates cover Vancouver and Toronto but other individual cities like Calgary, Halifax, Montreal and more. Being from Regina I focus on the Regina real estate market. Bald Prairie real estate is about educating you about Canadian real estate. I cover first-time home buyer topics, tips for selling your home, how to buy a house in Canada and monthly Canadian real estate market updates.
Let me set you up with a great Realtor!
📆 𝗕𝗼𝗼𝗸 𝗮 𝗺𝗲𝗲𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗲! https://calendly.com/matthewpfeifer
When you are a first-time buyer who is buying a house in Canada, it is very easy to make mistakes. Buying a house in Canada is at times a complex process. Over the years helping first-time buyers buy a home in Canada, I have seen it all, and this is my list of the top first-time home buyer mistakes. Making these first-time home buyer mistakes could cost you thousands of dollars or even your dream house. This episode of Bald Prairie Real Estate is all about avoiding these first-time home buyer mistakes.
Do you want to know how to buy a house in Canada? Well if you do check out my Home Buyers Guide video which you can find down in the related videos section of this description.
You can also find my most recent Canadian housing market update right here: Canadian Real Estate Market Updates
Related Videos:
Canada's Most Affordable Cities: CANADA’S CHEAPEST CITIES TO BUY A HOU...
0:00 Introduction
1:14 Another Terrible Joke
1:26 Trying to time the market
3:19 Not getting a pre-approval
5:03 Looking for the perfect house
6:26 Not having a wants and needs list
6:31 Using the listing agent
10:04 Getting surprised by additional costs
12:23 Wrap Up
First-time home buyer mistake #1: Trying to time the real estate market
I see it all over the place people talking about the Canadian housing market crashing or going up. So it doesn’t surprise me when first-time home buyers are trying to decide when is the best time to buy a house? You cannot time the housing market.
First-time home buyer mistake #2: Not getting pre-approved
Everyone wants to get out and see all those awesome houses they have been looking at online. But before you even think about going to look at a house in person you need to get a pre-approval done. Unless you are buying a house in all cash you need to get approved for a mortgage. Getting pre-approved before you go out and try to buy a house, could not only save you thousands of dollars in interest and fees, but it might also be the difference between being able to buy a house and not.
First-time home buyer mistake #3: Trying to buy the perfect house
If you try to find the perfect house that checks off every single requirement you have, I can promise you that you will never buy a house. Too often first-time home buyers are focused on finding that perfect house. The perfect house does not exist. You need to find the best house at the time when you are looking to buy a house. Then make it the perfect house.
First-time home buyer mistake #4: Not having a wants and needs list
It is really hard to buy a house if you don’t know what you want. So write down what you are looking for and make sure to let your Realtor know as well.
First-time home buyer mistake #5: Using the listing agent
No, you will not get a better deal by using the listing agent to buy a house. It will not be cheaper to buy a house because there is only one real estate agent to pay. That Realtor is just going to get double the commission. You want a buyer’s agent to represent your best interest. That buyer’s agent is focused on getting you a good deal. The listing agent is focused on getting the house sold for the highest possible price.
First-time home buyer mistake #6: Not knowing all the costs when buying a house
You have thousands of dollars in costs when buying a house in addition to the down payment. Legal fees, closing costs, inspection costs the list goes on. You want to know up front what those costs are and make sure that you have the budget for these additional costs.
Matthew Pfeifer's Contact Information:
➡️ instagram.com/matthew_pfeifer_realestate/
➡️ facebook.com/baldprairierealestate
📞 (306) 591-3353
📧 [email protected]
Royal LePage Regina Realty
My name is Matthew Pfeifer, and this is Bald Prairie Real estate, a Canadian real estate channel. I am a realtor in Regina Saskatchewan working for Royal LePage Regina Realty. In 10 years working as a real estate agent, I have seen both ups and downs in the market. But there is no real estate market that you cannot buy or sell a house in. Often the media tries to present a Canadian real estate market, or they talk about the real estate market in Canada as if there is a national market. The real estate market in Canada is very regionalized, why is why my monthly Canadian real estate market updates cover Vancouver and Toronto but other individual cities like Calgary, Halifax, Montreal and more. Being from Regina I focus on the Regina real estate market. Bald Prairie real estate is about educating you about Canadian real estate. I cover first-time home buyer topics, tips for selling your home, how to buy a house in Canada and monthly Canadian real estate market updates.
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