The 3 Key Components of a Retirement Withdrawal Strategy | Live Q&A
29.3 هزار بار بازدید -
2 سال پیش
-
Tonight we'll start by discussing
Tonight we'll start by discussing what makes up a comprehensive retirement withdrawal strategy. Then we'll discuss your questions.
Join the newsletter: https://robberger.com/newsletter/?utm...
————————————
Timestamps
————————————
0:00 - Welcome to the Financial Freedom Show!
0:53 - 80K subscribers!
1:15 - The 3 Key Components of a Retirement Withdrawal Strategy
12:12 - Individual stocks
13:20 Pulling out of IBonds/T-Bill
14:02 - Taking from 401K cash portion/Bucket Strategy
17:30 - Tax software video
18:04 - TIPS funds
22:10 - Treasury bonds in a brokerage
22:55 - Favorite guardrail withdraw strategy
29:07 - Dealing with back issues
31:02 - Do ETFs and MFs actually own the shares listed in their portfolio
32:58 - Going from 12 funds to 3 or 4
34:22 - The Bucket Strategy
37:36 - Cash and an emergency fund
39:13 - Personal Capital/Fidelity
40:10 - Economic soft landing
42:49 - Paul Merriman's 4 fund portfolio vs Warren Buffet's portfolio
44:05 - Using factor analysis in Portfolio Visualizer to compare funds
46:55 - Morningstar
48:23 - Is there a bulletproof safe withdrawal rate that can last with an early retirement
53:18 - Poll
56:21 - Jonathan Guyton interview
57:58 - Living off pension and SSI
1:01:20 - What do you do at the end of the year when you have money left
1:02:10 - Is the 3 fund portfolio tax efficient
1:04:04 - Fixed Index Annuities
1:05:47 - Possible poll question
1:07:55 - VSIAX or VXUS
1:11:30 - Adding individual stocks to an all ETF portfolio
1:13:39 - Layoffs on Wall Street
1:14:07 - Changes in Secure Act 2.0
1:17:18 - Rebalancing
1:23:08 - Yale endowment portfolio/withdrawal rate
1:24:22 - Target Date fund
1:25:54 - FDKVX
1:29:57 - Personal Capital
1:30:40 - Poll
1:31:52 - Announcements
1:32:23 - Financial Freedom
————————————
Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-cap...
New Retirement (Retirement Planner): https://robberger.com/go/new-retireme...
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bo...
————————————
Credit Cards & Banks
————————————
My Favorite Credit Cards: https://www.allcards.com/best-credit-...
My Favorite Online Banks: https://www.allcards.com/best-online-...
————————————
Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: How to Create a 3 Fund Portfolio | A ...
2️⃣ How I Manage 28 Accounts in One App: How I Manage 28 Financial Accounts in...
3️⃣ 7-Step Financial Checkup: A 7-Step Annual Financial Checklist f...
#investing #retirement #robberger
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: @rob_berger
Facebook: Facebook: financialfreedomguy
Twitter: Twitter: Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Join the newsletter: https://robberger.com/newsletter/?utm...
————————————
Timestamps
————————————
0:00 - Welcome to the Financial Freedom Show!
0:53 - 80K subscribers!
1:15 - The 3 Key Components of a Retirement Withdrawal Strategy
12:12 - Individual stocks
13:20 Pulling out of IBonds/T-Bill
14:02 - Taking from 401K cash portion/Bucket Strategy
17:30 - Tax software video
18:04 - TIPS funds
22:10 - Treasury bonds in a brokerage
22:55 - Favorite guardrail withdraw strategy
29:07 - Dealing with back issues
31:02 - Do ETFs and MFs actually own the shares listed in their portfolio
32:58 - Going from 12 funds to 3 or 4
34:22 - The Bucket Strategy
37:36 - Cash and an emergency fund
39:13 - Personal Capital/Fidelity
40:10 - Economic soft landing
42:49 - Paul Merriman's 4 fund portfolio vs Warren Buffet's portfolio
44:05 - Using factor analysis in Portfolio Visualizer to compare funds
46:55 - Morningstar
48:23 - Is there a bulletproof safe withdrawal rate that can last with an early retirement
53:18 - Poll
56:21 - Jonathan Guyton interview
57:58 - Living off pension and SSI
1:01:20 - What do you do at the end of the year when you have money left
1:02:10 - Is the 3 fund portfolio tax efficient
1:04:04 - Fixed Index Annuities
1:05:47 - Possible poll question
1:07:55 - VSIAX or VXUS
1:11:30 - Adding individual stocks to an all ETF portfolio
1:13:39 - Layoffs on Wall Street
1:14:07 - Changes in Secure Act 2.0
1:17:18 - Rebalancing
1:23:08 - Yale endowment portfolio/withdrawal rate
1:24:22 - Target Date fund
1:25:54 - FDKVX
1:29:57 - Personal Capital
1:30:40 - Poll
1:31:52 - Announcements
1:32:23 - Financial Freedom
————————————
Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-cap...
New Retirement (Retirement Planner): https://robberger.com/go/new-retireme...
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bo...
————————————
Credit Cards & Banks
————————————
My Favorite Credit Cards: https://www.allcards.com/best-credit-...
My Favorite Online Banks: https://www.allcards.com/best-online-...
————————————
Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: How to Create a 3 Fund Portfolio | A ...
2️⃣ How I Manage 28 Accounts in One App: How I Manage 28 Financial Accounts in...
3️⃣ 7-Step Financial Checkup: A 7-Step Annual Financial Checklist f...
#investing #retirement #robberger
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: @rob_berger
Facebook: Facebook: financialfreedomguy
Twitter: Twitter: Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
2 سال پیش
در تاریخ 1401/10/26 منتشر شده
است.
29,371
بـار بازدید شده