How to Set Up a DSCR Loan in Encompass for Loan Officers and Mortgage Brokers

Get LIVE DSCR Rates at https://themortgagecalculator.com/Pricer

Loan Officers and Mortgage Brokers learn how to properly set up a DSCR loan in Encompass from Start to Finish! The Mortgage Calculator closes dozens of DSCR loans every month and has all the settings you need in Encompass to close your first DSCR loan!

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The Best Loan for Real Estate Investors Looking to Qualify with No Employment or Income is a DSCR or Debt Service Coverage Ratio Loan!

This Non-QM mortgage product uses the Net Operating Income (Cash Flow) from the subject investment property to qualify the loan. It does not require full documentation for the owner of the property or LLC, typically rates are set based on the FICO score of the primary borrower, but employment and income documentation are not required.

DSCR = Net Operating Income/Debt Service (PITIA)

DSCR Mortgage Programs Available:
Purchase / Refinance / Cash Out Refinance
Up to 85% LTV Purchase
Up to 80% LTV Cash Out
Up to 30 Year Fixed
Up to 40 Year Interest Only
Up to $3M Loan Amount
No Income or Employment Used
600+ Credit Minimum
1-4 Unit Properties
5-8 Unit Properties
Mixed Use Allowed
Condos & PUDs Allowed
LLC's Allowed

Apply Now to Purchase an Investment Property Using a DSCR Program at  All Time Low Rates!

Or Use One of Our Alternative Non-QM Loan Programs for Real Estate Investors Including: Conventional, DSCR, Cash Flow, No Doc, Bank Statement, Foreign Nationals, Hard Money and More!

For Real Estate Investors we have a variety of commercial lenders to choose from with dozens of products including Non-QM Programs Such as No Doc, Bank Statement, DSCR, Foreign Nationals, Hard Money and many other types of loans. Let us shop over 100 lenders and banks to find the best loan for your property.

Specialty Loan Types:

Private Money & Hard Money Lenders
Bridge & Blanket Loans
Fix & Flip & Rehab Loans
Real Estate Portfolio Loans
For a Portfolios of 2 Or More Properties Please Apply on our Real Estate Investor Portfolio Loans Page Now!