BEST CANCER COVER PLAN IN INDIA I LIC CANCER COVER 905 I DETAILED REVIEW IN HINDI I BY MANOJ JAISWAL

Manoj Jaiswal
Manoj Jaiswal
24.6 هزار بار بازدید - 4 سال پیش - This video is to help
This video is to help and understand you about the Importance and awareness of LIC Cancer Cover Policy (Table Number 905) which is the Best Health Insurance plan launched by Life Insurance Corporation of India “LIC”. All the details of this plan such as Eligibility Criteria, Benefits, Examples and Exclusions are available in the video and mentioned below also.
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BEST CANCER COVER PLAN IN INDIA I LIC CANCER COVER 905 I DETAILED REVIEW IN HINDI I 2020 I BY MANOJ JAISWAL
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This is the best plan to cover the risk of Cancer expenses in future like we are taking regular health insurance policies to cover our medical expenses. By taking this plan, policy holders are securing their family and themselves financially because if any stage of cancer diagnosed during the policy term then LIC will raise the claim as per the plan benefits given below:
Early Stage Cancer:  Benefits payable on first diagnosis of any one of the specified Early Stage Cancers, provided the same is admissible are:
(A) Lump sum benefit: 25% of Applicable Sum Insured shall be payable
(B) Premium Waiver Benefit: Premiums for next three policy years or balance policy term whichever is lower.
Major Stage Cancer: Benefits payable on first diagnosis of the specified Major Stage Cancer, provided the same is admissible are-
(A) Lump Sum: 100% of Applicable Sum Insured less any previously paid claims in respect of Early Stage Cancer shall be payable.
(B) Income Benefit: In addition to above lump sum benefit, Income Benefit of 1% of Applicable Sum Insured shall be payable on each policy month following the payment of Lump Sum, for a fixed period of next ten years irrespective of the survival of the Life Insured and even if this period of 10 years goes beyond the policy term. In case of death of the Life Assured while receiving this Income Benefit, the remaining payouts, if any, will be paid to his/her nominee.
(C) Premium Waiver Benefit: All the future premiums shall be waived from the next policy anniversary and the policy shall be free from all liabilities except to the extent of Income Benefit as specified above.

ELIGIBILITY CRITERIA:
(A) Age at Entry – Minimum: 20 years
(B) Age at Entry – Maximum: 65 years
(C) Term – Minimum: 10 years
(D) Term - Maximum: 30 years
(E) Age at maturity- Minimum: 50 years
(F) Age at maturity- Maximum: 75 years
(G) Minimum Premium: Rs. 2400/- for all modes
(I) Sum Insured- Minimum: Rs.10 Lakhs
(J) Sum Insured- Maximum: Rs. 50 Lakhs

EXCLUSIONS:
Waiting Period – A waiting period of 180 days will apply from the date of issuance of policy or date of revival of risk cover, whichever is later, to the first diagnosis of any stage cancer. “Any stage” here means all stages of Cancer that occur during the waiting period
Survival Period - No benefit shall be payable if the Life Assured dies within a period of 7 days from the date of diagnosis of any of the specified Early Stage Cancer or Major Stage Cancer. The 7 days survival period includes the date of diagnosis.

Any Pre-Existing Condition – If any pre-existing condition found.
Organ Donation - For any medical condition or any medical procedure arising from the donation of any of the Life Assured’s organs;
HIV/Aids – If any stage of cancer caused due to HIV/Aids.
Alcohol or Drug Abuse - For any medical conditions suffered by the Life Assured or any medical procedure undergone by the Life Assured, if that medical condition or that medical procedure was caused directly or indirectly by alcohol or drug (except under the direction of a registered medical practitioner).
People are considering this plan as the best Risk cover plan due to the raise of the Cancer disease worldwide and that is why They are securing their family for the expenses of Cancer Treatment for future.
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4 سال پیش در تاریخ 1399/10/20 منتشر شده است.
24,684 بـار بازدید شده
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