How To Sort Your Pension & Retire Well
41.7 هزار بار بازدید -
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Most people don’t realise how
Most people don’t realise how much money they need to retire the way they want, nor how to build that pot. Hell, our Producer Will had opted out of his workplace pension before this podcast. To figure out what to do, we’re speaking to the wonderful Lisa Conway-Hughes, also known as Miss Lolly - a financial advisor and author.
💼 Get us to visit your workplace:
Want us to come into your workplace to give your people a financial education?
Email [email protected] for more info.
📈 Investment platforms we use:
Trading 212
Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
https://www.trading212.com/promocodes/MM
If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.
InvestEngine
Get a £25 bonus when you invest at least £100.
https://investengine.pxf.io/daOD2Q
Vanguard
https://www.vanguardinvestor.co.uk/
This is not an affiliate link.
If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.
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✉️ Newsletter:
If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/ep12.
Disclaimer:
This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
Chapters:
00:00-00:25 - Intro
00:25-02:50 - Damo challenges T with a Mensa question
02:50-07:45 - How much are you going to spend in retirement?
07:45-11:15 - Work out every year what you need
11:15-14:00 - Are you saving enough to afford the lifestyle you want?
14:00-17:33 - Ways to be as tax efficient as possible
17:33-19:30 - How tax on your pension works
19:30-21:59 - Putting your money into lots of different pots
21:59-23:30 - How long will the state pension be around?
23:30-24:55 - Blinkist Ad
24:55-26:05 - Is now the golden time for higher earners?
26:05-30:48 - How safe is your pension?
30:48-32:40 - Should you move your pension?
32:40 - 36:15 - The different types of pension: workplace, state, SIPP etc…
36:15-38:48 - Getting the most out of your workplace pension
38:48-42:17 - How much should you save a month?
42:17-46:14 - Pensions when you are self-employed
46:14-48:34 - What you can do today to get on top of your pension
48:34-52:13 - Should you consolidate?
52:13-54:28 - Are you clever enough to get into Mensa? Damo reveals the answer
💼 Get us to visit your workplace:
Want us to come into your workplace to give your people a financial education?
Email [email protected] for more info.
📈 Investment platforms we use:
Trading 212
Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
https://www.trading212.com/promocodes/MM
If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.
InvestEngine
Get a £25 bonus when you invest at least £100.
https://investengine.pxf.io/daOD2Q
Vanguard
https://www.vanguardinvestor.co.uk/
This is not an affiliate link.
If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.
🎉 Sponsors:
Get 45% off Blinkist after a 7-day free trial.
https://blinkist.com/makingmoney
🏥 What's your financial health?
Take our quiz: https://makingmoneypod.scoreapp.com/
✉️ Newsletter:
If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/ep12.
Disclaimer:
This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.
Chapters:
00:00-00:25 - Intro
00:25-02:50 - Damo challenges T with a Mensa question
02:50-07:45 - How much are you going to spend in retirement?
07:45-11:15 - Work out every year what you need
11:15-14:00 - Are you saving enough to afford the lifestyle you want?
14:00-17:33 - Ways to be as tax efficient as possible
17:33-19:30 - How tax on your pension works
19:30-21:59 - Putting your money into lots of different pots
21:59-23:30 - How long will the state pension be around?
23:30-24:55 - Blinkist Ad
24:55-26:05 - Is now the golden time for higher earners?
26:05-30:48 - How safe is your pension?
30:48-32:40 - Should you move your pension?
32:40 - 36:15 - The different types of pension: workplace, state, SIPP etc…
36:15-38:48 - Getting the most out of your workplace pension
38:48-42:17 - How much should you save a month?
42:17-46:14 - Pensions when you are self-employed
46:14-48:34 - What you can do today to get on top of your pension
48:34-52:13 - Should you consolidate?
52:13-54:28 - Are you clever enough to get into Mensa? Damo reveals the answer
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