Why I stopped using the UOB One Credit Card
27.3 هزار بار بازدید -
2 سال پیش
-
✅ UOB ONE
✅ UOB ONE https://hmsg.link/uobonevisa
📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm
☕️ Buy from my Ko-fi shop: https://hmsg.link/shop
🔭 Telegram Group: https://t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG Instagram: honeymoneysg
🎵 TikTok TikTok: honeymoneysg
📧 Email (Business only): [email protected]
🕸️ My Website: https://hmsg.link/website
INVESTING
📈 Interactive Brokers: https://hmsg.link/ibkr
🐂 Webull Singapore https://hmsg.link/sgwebull
🐮 Moomoo SG https://hmsg.link/sgmoomoo
🐯 Tiger Brokers SG Code HONEYMONEY: https://hmsg.link/sgtiger
🐬 uSMART Securities Code nn8gx7 https://hmsg.link/sgusmart
📝 POEMS Cash Plus: https://hmsg.link/poems
💵 ProsperUs Code: HONEYMONEYSG https://hmsg.link/prosperus
📗 Seeking Alpha Premium Offer https://hmsg.link/seekingalpha
📈 IBSG Sign-up https://hmsg.link/ibsg
CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
🔎 Google Pay lp0l598 https://hmsg.link/googlepay
💴 Instarem Amaze Code: NhkWBH https://hmsg.link/amaze
🚌 Revolut SG https://hmsg.link/revolut
☯️ YouTrip https://hmsg.link/youtrip
🙏 Trust Bank Code: HUQPC614 https://www.trustbank.sg
🅱️ BigPay referral KJN6MN5GS0 at http://bigpay.link/referrals
🚩 Wise https://hmsg.link/wise
✈️ Kris+ App Code: C647172 https://hmsg.link/krisplus
🛍 Shopback $5 Code: caQmJa https://hmsg.link/shopback
🧾 DBS Paylah! $5 with code CHRHAF684
😻 Favepay https://hmsg.link/fave
💰 iPayMy https://hmsg.link/ipaymy
💳 CardUp Code WAIKITC316 https://app.cardup.co/users/sign_up
♾️ Max Card https://hmsg.link/heymax
LIFESTYLE
🎮 Sony PS5 https://hmsg.link/ps5
🛍 Lazada https://hmsg.link/lazada
🛍 Qoo10 https://hmsg.link/Qoo10
🛍 Aliexpress https://hmsg.link/aliexp
⭐️ CapitaStar App $5 https://hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease
🛒 NTUC Union https://hmsg.link/ntucunion
🐼 FoodPanda https://hmsg.link/foodpanda
📞 ZYM 4G $10 Plan https://hmsg.link/zym4g
📞 ZYM 5G $19.90 Plan https://hmsg.link/zym5g
ROBO-ADVISORS
☣️ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe
🦉 MoneyOwl Code: 8JPW-62FZ https://hmsg.link/moneyowl
🤖 Endowus https://hmsg.link/endowus
💸 Stashaway https://hmsg.link/stashaway
BUSINESS
💼 Osome Services https://hmsg.link/osome
🦅 AMEX Highflyer Card https://hmsg.link/highflyer
☯️ YouBiz $50 Code: zi94mVNK @ https://hmsg.link/youbiz
TRAVEL
📳 Airalo Code CHRIS7822 https://hmsg.link/airalo
✈️ Klook https://hmsg.link/klook
✈️ Airasia App https://hmsg.link/airasiaapp
✈️ MSIG Travel Insurance https://hmsg.link/msigtravel
✈️ Allianz Travel Insurance https://hmsg.link/allianztravel
✈️ Starr Travel Insurance https://hmsg.link/starrtravel
✈️ TIQ by Etiqa Code R56612 https://hmsg.link/tiq
🏨 i-Prefer Hotels https://hmsg.link/iprefer
PROFESSIONAL SERVICES:
🤝 DareToFinance Fin Planning https://hmsg.link/daretofinance
🏠 Book a call with Ohmyhome https://hmsg.link/ohmyhome
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
_________________________________________________
Nerf of $2000 Spend tier to 3.33%
- From Jul 2022 Statement month, $2000 Spend tier will only get 3.33% Cashback, instead of 5% previously.
- This will align the Base cashback % across $500, $1000 and $2000 spend tier
- For $2000 spend * 3 months, previous 5% Cashback = $300 per quarter. With 3.33%, now = $200 (Less $100 per quarter)
Reduced consumption spending (Grab, Shopee)
- No more Work from home, not available to collect parcel and Grab orders
Reduced Effort for tracking min spend
- Busy with work and side hustle
CardUp and iPayMy
- 3.33% less 2% fee = 1.3% Effective cashback, may still be worth it?
- Doesn’t really affect $500 and $1000 spend tiers
Some good news?
- SimplyGo added as Bonus category that can earn 5%-6.67% Additional cashback
- Use Revolut for 20% Public Transport Cashback first
My alternative (Amaze + Citi Rewards)
📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm
☕️ Buy from my Ko-fi shop: https://hmsg.link/shop
🔭 Telegram Group: https://t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG Instagram: honeymoneysg
🎵 TikTok TikTok: honeymoneysg
📧 Email (Business only): [email protected]
🕸️ My Website: https://hmsg.link/website
INVESTING
📈 Interactive Brokers: https://hmsg.link/ibkr
🐂 Webull Singapore https://hmsg.link/sgwebull
🐮 Moomoo SG https://hmsg.link/sgmoomoo
🐯 Tiger Brokers SG Code HONEYMONEY: https://hmsg.link/sgtiger
🐬 uSMART Securities Code nn8gx7 https://hmsg.link/sgusmart
📝 POEMS Cash Plus: https://hmsg.link/poems
💵 ProsperUs Code: HONEYMONEYSG https://hmsg.link/prosperus
📗 Seeking Alpha Premium Offer https://hmsg.link/seekingalpha
📈 IBSG Sign-up https://hmsg.link/ibsg
CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
🔎 Google Pay lp0l598 https://hmsg.link/googlepay
💴 Instarem Amaze Code: NhkWBH https://hmsg.link/amaze
🚌 Revolut SG https://hmsg.link/revolut
☯️ YouTrip https://hmsg.link/youtrip
🙏 Trust Bank Code: HUQPC614 https://www.trustbank.sg
🅱️ BigPay referral KJN6MN5GS0 at http://bigpay.link/referrals
🚩 Wise https://hmsg.link/wise
✈️ Kris+ App Code: C647172 https://hmsg.link/krisplus
🛍 Shopback $5 Code: caQmJa https://hmsg.link/shopback
🧾 DBS Paylah! $5 with code CHRHAF684
😻 Favepay https://hmsg.link/fave
💰 iPayMy https://hmsg.link/ipaymy
💳 CardUp Code WAIKITC316 https://app.cardup.co/users/sign_up
♾️ Max Card https://hmsg.link/heymax
LIFESTYLE
🎮 Sony PS5 https://hmsg.link/ps5
🛍 Lazada https://hmsg.link/lazada
🛍 Qoo10 https://hmsg.link/Qoo10
🛍 Aliexpress https://hmsg.link/aliexp
⭐️ CapitaStar App $5 https://hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease
🛒 NTUC Union https://hmsg.link/ntucunion
🐼 FoodPanda https://hmsg.link/foodpanda
📞 ZYM 4G $10 Plan https://hmsg.link/zym4g
📞 ZYM 5G $19.90 Plan https://hmsg.link/zym5g
ROBO-ADVISORS
☣️ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe
🦉 MoneyOwl Code: 8JPW-62FZ https://hmsg.link/moneyowl
🤖 Endowus https://hmsg.link/endowus
💸 Stashaway https://hmsg.link/stashaway
BUSINESS
💼 Osome Services https://hmsg.link/osome
🦅 AMEX Highflyer Card https://hmsg.link/highflyer
☯️ YouBiz $50 Code: zi94mVNK @ https://hmsg.link/youbiz
TRAVEL
📳 Airalo Code CHRIS7822 https://hmsg.link/airalo
✈️ Klook https://hmsg.link/klook
✈️ Airasia App https://hmsg.link/airasiaapp
✈️ MSIG Travel Insurance https://hmsg.link/msigtravel
✈️ Allianz Travel Insurance https://hmsg.link/allianztravel
✈️ Starr Travel Insurance https://hmsg.link/starrtravel
✈️ TIQ by Etiqa Code R56612 https://hmsg.link/tiq
🏨 i-Prefer Hotels https://hmsg.link/iprefer
PROFESSIONAL SERVICES:
🤝 DareToFinance Fin Planning https://hmsg.link/daretofinance
🏠 Book a call with Ohmyhome https://hmsg.link/ohmyhome
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
_________________________________________________
Nerf of $2000 Spend tier to 3.33%
- From Jul 2022 Statement month, $2000 Spend tier will only get 3.33% Cashback, instead of 5% previously.
- This will align the Base cashback % across $500, $1000 and $2000 spend tier
- For $2000 spend * 3 months, previous 5% Cashback = $300 per quarter. With 3.33%, now = $200 (Less $100 per quarter)
Reduced consumption spending (Grab, Shopee)
- No more Work from home, not available to collect parcel and Grab orders
Reduced Effort for tracking min spend
- Busy with work and side hustle
CardUp and iPayMy
- 3.33% less 2% fee = 1.3% Effective cashback, may still be worth it?
- Doesn’t really affect $500 and $1000 spend tiers
Some good news?
- SimplyGo added as Bonus category that can earn 5%-6.67% Additional cashback
- Use Revolut for 20% Public Transport Cashback first
My alternative (Amaze + Citi Rewards)
2 سال پیش
در تاریخ 1401/04/07 منتشر شده
است.
27,338
بـار بازدید شده