6 Things to Know Before Investing in Mutual Funds | Hindi | How to be a Better Mutual Fund Investor
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4 سال پیش
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Whenever we decide on buying
Whenever we decide on buying anything..be it a small purchase like a mobile phone or a big one like a car, we do our research. The aim is to know what we are buying the best thing for us and what can we expect once we have bought it. The same approach is helpful in Mutual Funds too.
So what are these key things you need to be aware of before you invest in Mutual Funds? Well, in this video @NitinBhatia tells you the top 6 things. Watch Now!
Chapters:
00:00 - Introduction
01:39 - Different Mutual Fund Categories have Different Risk Levels
03:23 - Direct Plans Give Higher Returns
04:39 - You won't get the same returns every year
05:49 - Consistency of Returns is a Hallmark of Good Funds
07:55 - SIPs help create investing discipline
08:36 - Asset Allocation and Periodic Rebalancing are crucial
👉Different Mutual Fund Categories have Different Risk Levels
Risk is associated with every mutual fund class but some have very low risk and some have very high risk. An investor should choose a mutual fund as per his risk appetite, financial goals, and financial standings.
👉 Direct Plans Give Higher Returns
Both the regular and direct versions of any mutual fund are the exact same fund, run by the same fund managers investing in the same stocks and bonds. The difference is that in the case of direct mutual funds, there is no broker/distributor commission. This means, as an investor, you get higher returns from the exact same mutual fund.
👉Consistency of Returns is a Hallmark of Good Funds
Will you invest in an equity fund that gave over 100% returns at a time when the equity markets were witnessing a secular bull run but showed a sharp drop in net asset value (NAV) when the markets were volatile? A good mutual fund scheme is one that consistently manages to outperform its benchmark over 3-5 years.
👉SIPs help create investing discipline
SIP - systematic investment plan allows individuals to invest at regular intervals and create wealth in long term, reducing timing risk. It also helps in rupee cost averaging.
Rupee cost averaging: The phenomenon of reducing the average unit price in a volatile market through investments spread over a period of time is called rupee cost averaging. Over a period of time as the markets go up you stand to make money.
👉Asset Allocation and Periodic Rebalancing are crucial
Asset allocation refers to an investment strategy in which individuals divide their investment portfolios between different diverse asset classes to minimize investment risks. Asset allocation helps in lowering the risk by diversifying the portfolio. Rebalancing your portfolio means buying and selling assets to help maintain the right level of investing risk you’re comfortable with. This not only keeps you on track to meet your goals, but it may also enhance your portfolio’s returns.
#ETMONEY #Mutualfunds #mutualfundinvestmentchecklist
👉 To invest in Direct Plans of top Mutual Funds for free, download the ETMONEY app: https://etmoney.onelink.me/unJQ/5ca1ae3b
👉 Follow us on:
► Facebook: Facebook: ETMONEY
► Twitter: Twitter: etmoney
► Instagram: Instagram: etmoney_official
► LinkedIn: LinkedIn: et_money
So what are these key things you need to be aware of before you invest in Mutual Funds? Well, in this video @NitinBhatia tells you the top 6 things. Watch Now!
Chapters:
00:00 - Introduction
01:39 - Different Mutual Fund Categories have Different Risk Levels
03:23 - Direct Plans Give Higher Returns
04:39 - You won't get the same returns every year
05:49 - Consistency of Returns is a Hallmark of Good Funds
07:55 - SIPs help create investing discipline
08:36 - Asset Allocation and Periodic Rebalancing are crucial
👉Different Mutual Fund Categories have Different Risk Levels
Risk is associated with every mutual fund class but some have very low risk and some have very high risk. An investor should choose a mutual fund as per his risk appetite, financial goals, and financial standings.
👉 Direct Plans Give Higher Returns
Both the regular and direct versions of any mutual fund are the exact same fund, run by the same fund managers investing in the same stocks and bonds. The difference is that in the case of direct mutual funds, there is no broker/distributor commission. This means, as an investor, you get higher returns from the exact same mutual fund.
👉Consistency of Returns is a Hallmark of Good Funds
Will you invest in an equity fund that gave over 100% returns at a time when the equity markets were witnessing a secular bull run but showed a sharp drop in net asset value (NAV) when the markets were volatile? A good mutual fund scheme is one that consistently manages to outperform its benchmark over 3-5 years.
👉SIPs help create investing discipline
SIP - systematic investment plan allows individuals to invest at regular intervals and create wealth in long term, reducing timing risk. It also helps in rupee cost averaging.
Rupee cost averaging: The phenomenon of reducing the average unit price in a volatile market through investments spread over a period of time is called rupee cost averaging. Over a period of time as the markets go up you stand to make money.
👉Asset Allocation and Periodic Rebalancing are crucial
Asset allocation refers to an investment strategy in which individuals divide their investment portfolios between different diverse asset classes to minimize investment risks. Asset allocation helps in lowering the risk by diversifying the portfolio. Rebalancing your portfolio means buying and selling assets to help maintain the right level of investing risk you’re comfortable with. This not only keeps you on track to meet your goals, but it may also enhance your portfolio’s returns.
#ETMONEY #Mutualfunds #mutualfundinvestmentchecklist
👉 To invest in Direct Plans of top Mutual Funds for free, download the ETMONEY app: https://etmoney.onelink.me/unJQ/5ca1ae3b
👉 Follow us on:
► Facebook: Facebook: ETMONEY
► Twitter: Twitter: etmoney
► Instagram: Instagram: etmoney_official
► LinkedIn: LinkedIn: et_money
4 سال پیش
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